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Deposit
Account Disclosure Information. Previous disclosures can be
requested by contacting us.
Deposit Account Rates
Rates are listed accurate as of 08/08/2008.
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Product
|
Min. Opening
Deposit
|
Min. Balance
to Obtain APY
|
Interest Rate
|
APY*
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Checking Accounts
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|
|
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NOW Checking
|
$500.00
|
$500.00
|
0.50%
|
0.50%
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Blue Ribbon Checking
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|
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|
|
Interest Tier 1
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$10,000.00
|
$0.01
|
0.50%
|
0.50%
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Interest Tier 2
|
$10,000.00
|
$10,000.00
|
1.88%
|
1.90%
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Interest Tier 3
|
$20,000.00
|
$20,000.00
|
2.08%
|
2.10%
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Interest Tier 4
|
$30,000.00
|
$30,000.00
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2.18%
|
2.20%
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Non -Profit Checking
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$500.00
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$500.00
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0.50%
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0.50%
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Sole Proprietor Checking
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$500.00
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$500.00
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0.50%
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0.50%
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Money Market Account
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Interest Tier 1
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$1,000.00
|
$0.01
|
0.99%
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0.99%
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Interest Tier 2
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$1,000.00
|
$1,000.00
|
0.99%
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0.99%
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Interest Tier 3
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$10,000.00
|
$10,000.00
|
1.24%
|
1.24%
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Interest Tier 4
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$25,000.00
|
$25,000.00
|
1.49%
|
1.50%
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Market Index Account
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|
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Interest Tier 1
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$10,000.00
|
$0.01
|
1.35%
|
1.36%
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Interest Tier 2
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$10,000.00
|
$10,000.00
|
1.50%
|
1.51%
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Interest Tier 3
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$25,000.00
|
$25,000.00
|
1.70%
|
1.71%
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Holy Cow! Money Market**
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Interest Tier 1
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$25,000.00
|
$0.01
|
0.99%
|
0.99%
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Interest Tier 2
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$25,000.00
|
$25,000.00
|
2.50%
|
2.53%
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Interest Tier 3
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$50,000.00
|
$50,000.00
|
2.70%
|
2.73%
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Interest Tier 4
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$100,000.00
|
$100,000.00
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2.75%
|
2.78%
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Interest Tier 5
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$1,000,000.00
|
$1,000,000.00
|
2.80%
|
2.84%
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Savings Accounts
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Passbook Savings
|
$100.00
|
$100.00
|
1.25%
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1.25%
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Direct Plus Savings
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Interest Tier 1
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$100.00
|
$100.00
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1.25%
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1.25%
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Interest Tier 2
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$25,000.00
|
$25,000.00
|
1.98%
|
2.00%
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Interest Tier 3
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$50,000.00
|
$50,000.00
|
2.23%
|
2.25%
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Interest Tier 4
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$100,000.00
|
$100,000.00
|
2.47%
|
2.50%
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Cash Management Savings
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Interest Tier 1
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$1.00
|
$1.00
|
1.25%
|
1.25%
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Interest Tier 2
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$5,000.00
|
$5,000.00
|
1.75%
|
1.76%
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Interest Tier 3
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$25,000.00
|
$25,000.00
|
2.25%
|
2.27%
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Time Deposits***
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91 Day CD
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$500.00
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$500.00
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2.48%
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2.50%
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6 Month CD
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$500.00
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$500.00
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2.97%
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3.00%
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7 Month CD
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$500.00
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$500.00
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3.01%
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3.05%
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8 Month CD
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$500.00
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$500.00
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3.06%
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3.10%
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12 Month CD
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$500.00
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$500.00
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3.89%
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3.95%
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13 Month CD
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$500.00
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$500.00
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3.94%
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4.00%
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15 Month CD
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$500.00
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$500.00
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3.99%
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4.05%
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18 Month CD
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$500.00
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$500.00
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4.09%
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4.15%
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24 Month CD
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$500.00
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$500.00
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4.23%
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4.30%
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25 Month CD
|
$500.00
|
$500.00
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4.28%
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4.35%
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35 Month CD
|
$500.00
|
$500.00
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4.38%
|
4.45%
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3 Year CD
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$500.00
|
$500.00
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4.43%
|
4.50%
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4 Year CD
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$500.00
|
$500.00
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4.67%
|
4.75%
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5 Year CD
|
$500.00
|
$500.00
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4.91%
|
5.00%
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*APY = Annual Percentage Yield
**Please ask for additional details.
***Bolded account information indicates a special.
All rates are subject to change.
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