|
Deposit
Account Disclosure Information. Previous disclosures can be
requested by contacting us.
Deposit Account Rates
Rates are listed accurate as of
02/08/2012.
|
|
Product
|
Min. Opening
Deposit
|
Min. Balance
to Obtain APY
|
Interest Rate
|
APY*
|
|
Checking Accounts
|
|
|
|
|
|
NOW Checking
|
$500.00
|
$500.00
|
0.15%
|
0.15%
|
|
Blue Ribbon Checking
|
|
|
|
|
|
Interest Tier 1
|
$10,000.00
|
$0.01
|
0.15%
|
0.15%
|
|
Interest Tier 2
|
$10,000.00
|
$10,000.00
|
0.15%
|
0.15%
|
|
Interest Tier 3
|
$20,000.00
|
$20,000.00
|
0.20%
|
0.20%
|
|
Interest Tier 4
|
$30,000.00
|
$30,000.00
|
0.25%
|
0.25%
|
|
Non -Profit Checking
|
$500.00
|
$500.00
|
0.15%
|
0.15%
|
|
Sole Proprietor Checking
|
$500.00
|
$500.00
|
0.15%
|
0.15%
|
|
|
|
|
|
|
|
Money Market Account
|
|
|
|
|
|
Interest Tier 1
|
$1,000.00
|
$0.01
|
0.15%
|
0.15%
|
|
Interest Tier 2
|
$1,000.00
|
$1,000.00
|
0.15%
|
0.15%
|
|
Interest Tier 3
|
$10,000.00
|
$10,000.00
|
0.25%
|
0.25%
|
|
Interest Tier 4
|
$25,000.00
|
$25,000.00
|
0.35%
|
0.35%
|
|
Interest Tier 5
|
$50,000.00
|
$50,000.00
|
0.40%
|
0.40%
|
|
|
|
|
|
|
|
Savings Accounts
|
|
|
|
|
|
Little Calf Passbook Savings
|
$0.01
|
$0.01
|
0.25%
|
0.25%
|
|
Passbook Savings
|
$100.00
|
$100.00
|
0.15%
|
0.15%
|
|
Direct Plus Savings
|
|
|
|
|
|
Interest Tier 1
|
$100.00
|
$100.00
|
0.15%
|
0.15%
|
|
Interest Tier 2
|
$25,000.00
|
$25,000.00
|
0.15%
|
0.15%
|
|
Interest Tier 3
|
$50,000.00
|
$50,000.00
|
0.30%
|
0.30%
|
|
Interest Tier 4
|
$100,000.00
|
$100,000.00
|
0.40%
|
0.40%
|
|
Cash Management Savings**
|
|
|
|
|
|
Interest Tier 1
|
$1.00
|
$1.00
|
0.40%
|
0.40%
|
|
Interest Tier 2
|
$5,000.00
|
$5,000.00
|
0.65%
|
0.65%
|
|
Interest Tier 3
|
$25,000.00
|
$25,000.00
|
0.65%
|
0.65%
|
|
Golden Guernsey IRA**
|
$100.00
|
$100.00
|
0.50%
|
0.50%
|
|
|
|
|
|
|
|
Time Deposits**
|
|
|
|
|
|
91 Day CD
|
$500.00
|
$500.00
|
0.10%
|
0.10%
|
|
6 Month CD
|
$500.00
|
$500.00
|
0.25%
|
0.25%
|
|
7 Month CD
|
$500.00
|
$500.00
|
0.25%
|
0.25%
|
|
8 Month CD
|
$500.00
|
$500.00
|
0.25%
|
0.25%
|
|
12 Month CD
|
$500.00
|
$500.00
|
0.50%
|
0.50%
|
|
13 Month CD
|
$500.00
|
$500.00
|
0.50%
|
0.50%
|
|
15 Month CD
|
$500.00
|
$500.00
|
0.65%
|
0.65%
|
|
18 Month CD
|
$500.00
|
$500.00
|
0.65%
|
0.65%
|
|
24 Month CD
|
$500.00
|
$500.00
|
0.80%
|
0.80%
|
|
25 Month CD
|
$500.00
|
$500.00
|
0.80%
|
0.80%
|
|
35 Month CD
|
$500.00
|
$500.00
|
1.20%
|
1.20%
|
|
3 Year CD
|
$500.00
|
$500.00
|
1.20%
|
1.20%
|
|
4 Year CD
|
$500.00
|
$500.00
|
1.39%
|
1.40%
|
|
5 Year CD
|
$500.00
|
$500.00
|
1.79%
|
1.80%
|
|
|
|
|
|
|
|
|
|
|
|
|
*APY = Annual Percentage Yield
**Please ask for additional details.
All rates are subject to change.
|
|
