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 The Guernsey Bank is an Equal Credit Opportunity Lender.
Almost everyone needs money at some point for a special purchase, a college education, a new home or a business need. That’s why there are banks. Of course The Guernsey Bank has all the loans and mortgages you’d expect from a full service financial institution. But we’ll do something few other banks will do – we’ll get creative and customize a loan program to fit your specific needs*. Just call and ask.
Click here to fill out and submit a loan interest form to The Guernsey Bank. We’ll call you back within 48 hours to discuss your options.
We can help you find the right loan with affordable monthly payments for any need you may have. Enjoy the convenience of Auto Pay and have funds automatically withdrawn from you checking account to make your loan payments. Ask for a loan application today or fill out our loan interest form and we’ll call you back within 48 hours with feedback!
A Home Equity Loan is a great way to get the cash you need for home improvements, vacation, school tuition, debt consolidation, anything! Be sure to consult your tax advisor as special tax benefits may apply. Choose this type of loan for a fixed rate, fixed term, and/or fixed payment. Receive a Home Equity Loan up to 90% of the value of your home. Conditional approval within 48 hours. Enjoy the convenience of Auto Pay and have funds automatically withdrawn from your checking account to make your loan payments.
Enjoy the financial freedom that a Home Equity Line of Credit has to offer. There is no need for a lengthy application process each time you need cash. Simply write a check to access your line of credit. You can borrow against any part of it or the full limit at one time. Since this is a revolving line of credit, as you pay down your principal balance, those funds become available to use again. Receive a Home Equity Line of Credit up to 90% of the value of your home. Conditional approval within 48 hours. Be sure to consult your tax advisor as special tax advantages may apply.
Thinking about a new car or truck? The Guernsey Bank can help you find the right loan with affordable monthly payments. We offer competitive fixed interest rates. Enjoy the convenience of Auto Pay and have funds automatically withdrawn from your checking account to make your loan payments. Ask for a loan application today or fill out our loan interest form and we’ll call you back within 48 hours with feedback!
Conveniently borrow from your own savings account or Certificate of Deposit at low, attractive interest rates. Enjoy guaranteed instant loan approval. A great idea when you are in need of extra cash!
Unleash the power of your Certificate of Deposit with this innovative Guernsey Bank revolving line of credit. Your Certificate of Deposit earns the same high interest you desire while cash is available instantly by accessing your line of credit by checkbook or credit card. You can borrow against any part of it or the full limit at one time. With this revolving line of credit, as you pay down your principal balance, those funds become available to use again. Enjoy guaranteed instant line of credit approval.
Tired of paying rent? Finally found that dream home you have been wanting? Let the friendly people at The Guernsey Bank help you put it all together! Lending decisions are made locally by people who understand your needs. We want to help you find the right loan with monthly payments you can afford. We also offer competitive closing costs.
We can help you with your purchase whether it is a personal residence, second home or investment property such as a duplex or apartment building.
A variety of loan products are available for you to purchase that new home. Maybe an Adjustable Rate Mortgage (ARM) with an interest rate that adjusts annually is right for you. With a 3/1 ARM, the interest rate is fixed for the first 3 years of the loan and becomes adjustable each year on the anniversary date of the loan. Enjoy a low interest Fixed Rate Mortgage available for 15, 20 or 30 years. Or, you may desire 5, 8, 13 or 22 years. Whatever you need! First time home buyer? Purchase your new home with as little as 5% down or less plus closing costs.
Don’t spin your wheels looking for a new home you can’t afford. Take advantage of the pre-approval that is available for a mortgage loan.
Less than perfect credit? At The Guernsey Bank, we use a creative approach to lending for hard-to-fit needs. Our Loan Officers ask the right questions to determine the right loan for you.
Whether you want to improve your interest rate, consolidate debt or just need extra cash, consider refinancing your home at The Guernsey Bank. Maximize the cash-out available on both your personal and investment properties. Up to 90% loan-to-value for qualified homeowners. Realize a low interest Fixed Rate Mortgage for 15, 20 or 30 years. Refinancing your home can provide cash for virtually any need!
New home construction loans are available! Talk with a Loan Officer today.
Does your business need money? The Guernsey Bank can help you with business or commercial investment loans that fit the needs of many types of projects. Building a new office, buying a warehouse, need new equipment? We want to help you grow. We offer competitive programs and creative loan structures to maximize your cash flow. Call us today and talk to one of our experienced commercial lenders. We’ll talk to you about your lending options.
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